Financing Opportunities

View financing opportunities available by industry, type of business, and more.

Agriculture

United States Department of Agriculture (USDA) Rural Development
The USDA provides funding opportunities for rural small businesses through loans, loan guarantees, and grants.

Visit rd.usda.ca.gov for more details.

 

Farm Loan Programs
The Farm Service Agency (FSA) offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

Visit fsa.usda.gov for more details.

 

Rural Energy for America Program Renewable Energy Systems & Energy Efficiency Improvement Guaranteed Loans & Grants in California
The program provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses for renewable energy systems or to make energy efficiency improvements.

Visit usda.gov for more details.

Business Expansion/Facility Improvements

Brownfields Revolving Loan Fund Program
This program provides low-interest rate loans between $200,000 and $900,000 for financing cleanup activities of sites by eligible public or private property owners, including government agencies, private property owners as well as non-profit organizations.

Visit dtsc.ca.gov for more details.

 

California Capital Access Program (CalCAP) Americans With Disabilities Act (ADA) Financing Program
Designed to assist small businesses with financing the costs to alter or retrofit existing facilities to comply with the requirements of the federal Americans With Disabilities Act of 1990.

Visit treasurer.ca.gov for more details.

 

California Pollution Control Financing
The California Pollution Control Financing Authority (CPCFA) provides tax-exempt bond financing for pollution control projects. The securities pay for acquisition, construction or installation of qualified pollution control, water furnishing, waste disposal, waste recovery facilities, and equipment.

Visit treasurer.ca.gov for more details.

 

GoGreen Business Energy Financing

 The GoGreen Business program helps small and medium-sized businesses make energy efficiency upgrades that can save money and boost business performance. GoGreen Business offers a variety of attractive financing products to property owners and tenants, as well as more than 200 energy-saving measures including efficient heating and cooling systems, LED lighting, fans, well pumps, cool roofs, insulation, Energy Star appliances, and more.

Visit gogreenfinancing.com/smallbusiness for more details.

 

Industrial Development Bonds
Industrial development bonds provide financing for the acquisition, construction, rehabilitation and equipping of manufacturing and processing facilities for private companies.

Visit ibank.ca.gov for more details.

Green Business/Clean Tech

Brownfields Revolving Loan Fund Program
This program provides low-interest rate loans between $200,000 and $900,000 for financing cleanup activities of sites by eligible public or private property owners, including government agencies, private property owners as well as non-profit organizations.

Visit dtsc.ca.gov for more details.

 

California Pollution Control Financing
The California Pollution Control Financing Authority (CPCFA) provides tax-exempt bond financing for pollution control projects. The securities pay for acquisition, construction or installation of qualified pollution control, water furnishing, waste disposal, waste recovery facilities, and equipment.

Visit treasurer.ca.gov for more details.

 

Cool California Funding Wizard
The Funding Wizard can help you find grants related to energy efficiency upgrades and rebates, with a particular emphasis on sustainable and environmentally-friendly business practices.

Visit fundingwizard.arb.ca.gov for more details.

 

GoGreen Business Energy Financing

 The GoGreen Business program helps small and medium-sized businesses make energy efficiency upgrades that can save money and boost business performance. GoGreen Business offers a variety of attractive financing products to property owners and tenants, as well as more than 200 energy-saving measures including efficient heating and cooling systems, LED lighting, fans, well pumps, cool roofs, insulation, Energy Star appliances, and more.

Visit gogreenfinancing.com/smallbusiness for more details.

 

Truck Loan Assistance Program
The California Air Resources Board offers the Truck Loan Assistance Program helps small-business fleet owners affected by CARB’s In-Use Truck and Bus regulation to secure financing for upgrading their fleets with newer trucks.

Visit arb.ca.gov for more details.

 

Recycling Market Development Zone Loan Program
This program provides attractive loans, technical assistance, and free product marketing to businesses that use materials from the waste stream to manufacture their products and are located in a zone.

Visit calrecyle.ca.gov for more details.

Exporting/Importing

California Infrastructure and Economic Development Bank Export Financing Program
This program helps provide loans to small businesses that sell goods in other countries through the Small Business Loan Guarantee Program.

Visit ibank.ca.gov for more details.

 

California State Trade Export Program
The California State Trade Expansion Program is designed to offer financial assistance for exporting activities to eligible California small businesses in pre-selected International Trade Show, Trade Missions, or the STEP Export Voucher (previously known as the Individual Company Export Promotion program or ICEP) which reimburses for eligible export-promotion-related expenses.

Visit export.business.ca.gov for more details.

 

Export-Import Bank
This bank is the official export credit agency of the United States. Its mission is to ensure that U.S. companies large and small have access to the financing they need to turn export opportunities into sales.

Visit exim.gov for more details.

Start-Up or Small Business Support

California Capital Access Program
This program encourages lenders to make loans to small businesses that may have difficulty obtaining capital. These credit enhancement mechanisms minimizes the credit risk for lenders, and makes it possible for new and existing businesses in California to qualify for small business loans.

Visit treasurer.ca.gov for more details.

 

GoGreen Business Energy Financing

 The GoGreen Business program helps small and medium-sized businesses make energy efficiency upgrades that can save money and boost business performance. GoGreen Business offers a variety of attractive financing products to property owners and tenants, as well as more than 200 energy-saving measures including efficient heating and cooling systems, LED lighting, fans, well pumps, cool roofs, insulation, Energy Star appliances, and more.

Visit gogreenfinancing.com/smallbusiness for more details.

 

Small Business Loan Guarantee Program
This program provides access to capital that may not have been available to growing businesses without this guarantee. The guarantee minimizes the credit risk for lenders, and makes it possible for new and existing businesses in California to qualify for small business loans.

Visit ibank.ca.gov for more details.

California Office of the Small Business Advocate
1325 J Street, Suite 1800

Sacramento, CA 95814
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