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The California Office of the Small Business Advocate (CalOSBA) is committed to ensuring ALL small businesses can access the resources they need to grow and scale. We recognize that many small business owners face barriers in capital access in their efforts to expand their businesses. Find tools and State Resources below.

Financial Development Corporations (FDCs)

Financial Development Corporations (FDCs) partner with the IBank Small Business Finance Center (SBFC) to provide loan guarantees and direct loans to small businesses throughout California. Small business owners that face barriers in capital access can receive support from FDCs to access funding opportunities and stimulate business growth.

Community Development Financial Institutions (CDFIs)

Community Development Financial Institutions (CDFIs) provide assistance to underserved communities that face low-income and low-wealth barriers to affordable lending. These private institutions are available across California.

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California Office of the Small Business Advocate
1325 J Street, Suite 1800

Sacramento, CA 95814
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